Are you ready to take control of your financial journey while making the most of your everyday spending? Look no further than Kaldi, the app that’s here to revolutionise how you save, invest, and grow your wealth – all without breaking a sweat! Whether you're a seasoned saver or just starting out, Kaldi is designed to help you reach your financial goals, one purchase at a time.

Here’s how it works and why we think you’ll love it....

Cashback:

Who doesn’t love getting rewarded when they shop? Kaldi has partnered with over 100 top UK retailers, including big names like Amazon, Aldi, Airbnb, Asda, Morrisons, M&S, Deliveroo, Apple and Starbucks. Depending on where you shop, you can earn an average of 3-4% cashback on your purchases. And here’s the kicker – this cashback doesn’t just have to go back into your spending account, forgotten; you can make sure it goes straight into your savings or investments!

Imagine paying for your usual weekly shop and effortlessly growing your savings and investments with each transaction. Whether you're grabbing your morning coffee or splurging on a new pair of trainers. Plus, you can set a savings goal to keep yourself motivated and track your progress.

Referrals:

Have you had one of those conversations with friends about the need to save the money for a house deposit? Or maybe you’ve had a conversation about saving for a wedding or for a big family event, but no one really manages to get it together? With Kaldi, now you can be the motivated one and help your friends to kick start their savings journey! Invite up to 5 friends every 3 months, and when they sign up using your referral code, you’ll earn an extra 0.5% cashback on all their Kaldi shopping for their first 3 months. After 3 months you can reload and keep going until you literally run out of recommendations!

Just imagine - every time one of your friends grabs a coffee at Starbucks (a Kaldi partner retailer), you earn instantaneous cashback while they get their caffeine fix. Talk about a win-win!

Linked Accounts:

Sometimes, saving on your own can feel a little overwhelming, but that’s where linked accounts come in. Kaldi allows you to link your account to up to 5 family or friends’ accounts, so they can direct their cashback towards your savings goals.  

This feature is perfect for letting your family members feel happy that you’re learning the importance of saving and they’re helping to contribute to your financial journey without dipping into their own bank account, unless they’ve been super kind and also directed their roundups to you!  

Auto-Saving:

Let’s face it – life is busy, and sometimes it’s hard to remember to save or invest for your future. That’s why Kaldi’s automated saving & investing is a total game changer. You can set the app to automatically transfer money from your spending balance to your savings or investments each month, without even lifting a finger. Whether it’s squirreling away leftover change or setting aside a specific amount, you’ll be growing your savings effortlessly.

Investment:

Kaldi set out with the mission to get more people saving smarter by discovering investing, through making it as simple and accessible as possible. With Kaldi you can start small and watch your wealth grow over time. One way you can do this is by setting up your own personalised auto-invest each month from your saving into your preferred investment fund. It’s perfect for anyone looking to take their savings to the next level.  

We get it, investing can be scary, when your capital is at risk. And it’s certainly true that all investing comes with risk, with the possibility of what you put in going down as well as up. That’s why Kaldi helps you every step of the way, offering educational content to demystify the process, helping you make the decisions that are right for you.  

Join Kaldi today for a smarter way to shop, save and invest, and see just how far your money can take you. Let's kick start a savings revolution!

Remember, all investments involve risk, including the potential loss of the principal amount. Evaluate your financial circumstances, investment objectives, and consult independent financial advice if necessary. If you are not able to withstand any investment losses, you should withdraw the cashback from Kaldi to your bank account instead of investing. Click here to find out more about the fees that you will be charged.