Shop like today
Save for tomorrow
Say goodbye to saving FOMO. Use Kaldi to shop as you do now, but with the added perk of earning automatic cashback straight into your savings pot.
free account
the Kaldi app
Budget now
Benefit later
Unlike buy now, pay later (learn why these give us the ick), we help you create a realistic budget and save even more. *Vital for step 3.
or savings target
instantly as you shop
Investing
made simple
Now you’ve sorted your savings and put them to work by investing. We’ll guide you with our no-jargon info.
by auto-investing your savings
into a reality
Risk warning: It's important to remember that while Kaldi provides tools to help you invest and diversify, we don't offer personal financial advice. The value of your investments can go up or down, and you may get back less than you put in. If you're unsure about investing or your personal financial situation, it's best to seek advice from a qualified financial advisor.
Kaldi is your friend
in finance
We cut the jargon so you can break through the knowledge barriers and achieve those “one day” financial goals you’ve struggled to hit.
Teaching people to fish
A look at why Kaldi is focused on making the app educational as well as rewarding.
Sounds good, but what can
I actually save?
Great question! Let’s quickly work out what you can expect to save.
Let's bust some myths:
Investing isn't reserved for the rich and old
The best time to start investing was yesterday. The second best time is today. Let us show you the power of compound investing to show you how much you can save based on the assumptions you enter. Capital at risk. Past performance is no guarantee of future returns.
Assumptions: Assumed saving £200/month. Cashback bonus and round-ups of £20 per month, based on an average of cashback return between 3 - 4% and an monthly spend of £600. Assumed Referral bonus based on 0.5% extra from 5 referrals each spending £600 per month with the user reloading new referrals at the end of the 3 month limit. Linked Accounts bonus of £40 based on two users directing round-ups and cashback.
You're in good hands
We've got some bright financial minds at Kaldi, and are working with some of the top investment management companies in the world, giving you choice and transparency.
In order to provide investment services, Kaldi Financial Technology Limited (FRN: 1017309) is an appointed representative of RiskSave Technologies Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 775330). Other features of the app are not regulated.
Payment accounts and related payment services are provided by Transact Payments Limited, a payments and electronic money institution authorised and regulated by the Gibraltar Financial Services Commission (GFSC) to offer payment and electronic money services in Gibraltar and the United Kingdom. Registered office: 6.20 World Trade Center, 6 Bayside Road, Gibraltar, GX11 1AA. Incorporation number 108217.
Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme, your funds will be held in one or more segregated accounts and safeguarded in line with Part 4 of the Financial Services (Electronic Money) Regulations 2020.